Short-Term Real Estate Loans
Real estate investors need access to quick and reliable financing to capitalize on market opportunities. Coastal Capital Lending offers short-term real estate loans designed to provide fast funding for property acquisitions, renovations, and flips.
With our straightforward process and flexible terms, you can secure the capital you need without the delays of traditional financing.
About Our Georgia Short-Term Real Estate Loans
Coastal Capital Lending specializes in offering short-term real estate loans for Georgia investors. Our bridge loans for real estate investors provide quick funding based on the property’s value, not your credit score. These loans are perfect for investors looking to secure fast financing for property purchases or renovations.
Our loans cover up to 90% of the purchase price and 100% of renovation costs. Terms extend up to six months. This allows you to complete your project and sell or refinance the property without long-term financial commitments.
Benefits of Reliable Georgia Short-Term Real Estate Loans
Short-term real estate loans come with several advantages for investors looking to move quickly and effectively. Some of the key benefits include:
- Fast Access to Capital: Funding is provided quickly, often within 72 hours. This lets you secure properties before competitors and start your project without delay.
- High Leverage: We offer up to 90% of the purchase price and 100% of renovation costs. We enable you to minimize your upfront investment and maximize your return.
- No Prepayment Penalties: Many of our bridge loans for real estate investors allow early repayment without extra fees. This flexibility helps you pay off the loan when the property is sold or refinanced.
- Interest-Only Payments: Our loans offer interest-only payments during the loan term. This will lower monthly expenses and keep more capital available for the project.
- Asset-Based Lending: These loans are focused on the property’s value, not your credit score. As a result, it becomes easier for investors to qualify for financing and avoid lengthy approval processes.
How It Works
Securing bridge loans for real estate is easy and fast. Here’s the process:
- Application: Begin by submitting a loan application with property details and your renovation plans. We will assess the potential of the project and the property’s after-repair value (ARV).
- Property Evaluation: We conduct a quick evaluation of the property to determine its ARV. This evaluation helps us determine the loan amount you are eligible for.
- Approval and Funding: Once approved, funds are disbursed quickly, often in a matter of days. This allows you to close on the property and start your project without delay.
- Renovation and Draw Requests: As you work on the property, you can request funds to cover renovation costs and keep your project on track.
- Repayment: After completing the renovation and selling or refinancing the property, the loan is repaid. Many loans come with no prepayment penalties. This gives you the flexibility to pay off the loan early without incurring
Why Choose Coastal Capital Lending?
Coastal Capital Lending delivers many advantages that make us a trusted partner for real estate investors:
- Local Expertise: Our team has a deep understanding of the Georgia real estate market. We present solutions tailored to local conditions.
- Fast Approval: Our streamlined process provides fast loan approvals and funding, often within 72 hours after receiving a clear title.
- Flexible Terms: Our loans feature interest-only payments and no prepayment penalties so that you can maintain control over your project’s cash flow.
- Transparent Process: We provide clear terms, upfront pricing, and open communication to help you make informed decisions.
If you have any inquiries about our hard money loans, feel free to contact us today at [email protected] or call 843-849-4007.